id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ce_courtelary:compte_epargne:closure,ce_courtelary:compte_epargne,ce_courtelary,account_closing,Annulation du compte,10.0,CHF,one_time,,,,1,,free
ce_courtelary:compte_epargne:excess_penalty,ce_courtelary:compte_epargne,ce_courtelary,excess_payment_fee,Commission sur dépassement (sans préavis 3 mois),2.0,percent,per_txn,,,Sur le montant excédant CHF 20'000/mois sans préavis.,,2026-05-31,free
ce_courtelary:compte_epargne:account_mgmt,ce_courtelary:compte_epargne,ce_courtelary,account_mgmt,Frais de tenue de compte,0.0,CHF,monthly,,,gratuit,,2026-05-31,free