id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ce_riviera:debit_mastercard:annual,ce_riviera:debit_mastercard,ce_riviera,annual_fee,CER Debit Mastercard cotisation annuelle,40.0,CHF,annual,,,"Brochure Prestations 2024 p.23 ""Carte de debit CER: CHF 30.-/an"" — note: 2024 brochure says CHF 30, mais comparatif 01.02.2026 et page Cartes (cer.ch) disent CHF 40.-. On retient CHF 40 comme tarif courant 2026 (Compte prive jeune: offerte).",1,2026-02-01,free ce_riviera:debit_mastercard:annual_2024,ce_riviera:debit_mastercard,ce_riviera,annual_fee,Carte de debit CER cotisation annuelle (2024 tarif),30.0,CHF,annual,,,"Brochure Prestations 2024 p.23 ""Carte de debit CER: CHF 30.- par annee"". Snapshot 01.08.2024 historique. Augmentation a CHF 40 visible dans comparatif 01.02.2026.",23,2024-08-01,free ce_riviera:debit_mastercard:atm_etranger,ce_riviera:debit_mastercard,ce_riviera,atm_abroad,Retrait Bancomat a l'etranger,5.0,CHF,per_use,,,"Brochure Prestations 2024 p.23 ""Retraits Bancomat a l'etranger: CHF 5.-"". Bancomats CH: gratuits.",23,2024-08-01,free