id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ce_riviera:garantie_loyer:tenue,ce_riviera:garantie_loyer,ce_riviera,account_mgmt,Tenue de compte garantie loyer (cloture 1ere annee),100.0,CHF,one_time,,,"Comparatif comptes 01.02.2026: ""Tenue de compte offerte si le compte n'est pas cloture durant la premiere annee"" — CHF 100 frais sinon (par analogie libre-passage).",1,2026-02-01,free