id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ce_riviera:libre_passage:tenue,ce_riviera:libre_passage,ce_riviera,account_mgmt,Tenue de compte libre-passage (cloture 1ere annee),100.0,CHF,one_time,,,"Page cer.ch prevoyance: ""Tenue de compte: Offerte si le compte n'est pas cloture dans la premiere annee, sinon CHF 100.- de frais"".",,2026-02-01,pro