id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier cembra:cumulus_mastercard:design_fee,cembra:cumulus_mastercard,cembra,card_delivery,Eigenes Kartenbild (pro Design),30.0,CHF,one_time,,,,1,2024-01-01,free cembra:cumulus_mastercard:interest_late,cembra:cumulus_mastercard,cembra,interest_late_payment,Verzugszins / Teilzahlungszins,12.0,percent,annual,,,,1,2024-01-01,free cembra:cumulus_mastercard:cash_advance,cembra:cumulus_mastercard,cembra,cash_advance,Bargeldbezug CHF/EUR/Ausland (nicht Migros),3.75,percent,per_txn,,,Min CHF 10. Migros-Bargeldbezuege sind gratis.,1,2024-01-01,free cembra:cumulus_mastercard:fx_markup,cembra:cumulus_mastercard,cembra,fx_markup,Bearbeitungsgebuehr Fremdwaehrung,2.0,percent,per_txn,,,,1,2024-01-01,free cembra:cumulus_mastercard:annual_fee,cembra:cumulus_mastercard,cembra,annual_fee,Cumulus-Mastercard Hauptkarte,0.0,CHF,annual,,,Gratis-Karte ohne Jahresgebuehr. Selbes fuer Zusatzkarte.,1,2024-01-01,free cembra:cumulus_mastercard:cash_migros,cembra:cumulus_mastercard,cembra,cash_advance,Bargeldbezug in der Migros,0.0,percent,per_txn,,,Spezialtarif fuer Migros-Filialen (USP der Cumulus-Karte).,1,2024-01-01,free