id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier cembra:mastercard_gold:annual_fee,cembra:mastercard_gold,cembra,annual_fee,Jahresgebuehr Hauptkarte Gold,135.0,CHF,annual,,,,1,2024-01-01,free cembra:mastercard_gold:additional_card,cembra:mastercard_gold,cembra,additional_card,Jahresgebuehr Zusatzkarte Gold,50.0,CHF,annual,,,,1,2024-01-01,free cembra:mastercard_gold:replacement,cembra:mastercard_gold,cembra,replacement_card,Ersatzkarte,20.0,CHF,one_time,,,,1,2024-01-01,free cembra:mastercard_gold:pin_replacement,cembra:mastercard_gold,cembra,pin_replacement,PIN-Nachbestellung,20.0,CHF,one_time,,,,1,2024-01-01,free cembra:mastercard_gold:interest_late,cembra:mastercard_gold,cembra,interest_late_payment,Verzugszins / Teilzahlungszins,12.0,percent,annual,,,,1,2024-01-01,free cembra:mastercard_gold:cash_advance,cembra:mastercard_gold,cembra,cash_advance,Bargeldbezug CHF/EUR/Ausland,3.75,percent,per_txn,,,Mindestgebuehr CHF 10. Gleiche Rate fuer Lotto/Wett/Casino-Transaktionen.,1,2024-01-01,free cembra:mastercard_gold:fx_markup,cembra:mastercard_gold,cembra,fx_markup,Bearbeitungsgebuehr Fremdwaehrung,2.0,percent,per_txn,,,,1,2024-01-01,free cembra:mastercard_gold:foreign_chf,cembra:mastercard_gold,cembra,fx_markup,Transaktionen in CHF im Ausland,2.0,percent,per_txn,,,Gilt fuer CHF-Transaktionen die im Ausland abgewickelt werden (z.B. dynamic currency conversion).,1,2024-01-01,free