id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier cembra:mastercard_premium:annual_fee,cembra:mastercard_premium,cembra,annual_fee,Jahresgebuehr Hauptkarte Premium,75.0,CHF,annual,,,,1,2024-01-01,free cembra:mastercard_premium:additional_card,cembra:mastercard_premium,cembra,additional_card,Jahresgebuehr Zusatzkarte Premium,20.0,CHF,annual,,,,1,2024-01-01,free