id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ceresio:wealth_management:on_request,ceresio:wealth_management,ceresio,mgmt_fee,Commissione di gestione patrimoniale (su richiesta),,percent,per_annum_pct,,,"Atom #274: tailored pricing, no public schedule. Lugano-based independent private bank.",,2026-01-01,pro