id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
cic:garantie_ungedeckt:annual,cic:garantie_ungedeckt,cic,guarantee_fee,Ungedeckte Garantie Kommission,1.2,percent,per_annum_pct,,,Auf Garantiesumme. Min CHF 200. Doppelte Rate gegenueber gedeckter Variante.,4,2026-01-14,business