id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier cler:bankkarte:cash_deposit_eur,cler:bankkarte,cler,cash_deposit,Einzahlung von EUR an Bank Cler Bancomaten,3.5,EUR,per_txn,,,CHF-Einzahlung kostenlos,1,2026-03-01,free cler:bankkarte:annual_fee,cler:bankkarte,cler,annual_fee,Jahresgebuehr,0.0,CHF,annual,,,Eine Bankkarte pro Kunde kostenlos; jede weitere einmalig 10 CHF,1,2026-03-01,free cler:bankkarte:atm_own_chf,cler:bankkarte,cler,atm_domestic_own,Bargeldbezug an Bank Cler Bancomaten (CHF),0.0,CHF,per_txn,,,,1,2026-03-01,free cler:bankkarte:atm_own_eur,cler:bankkarte,cler,atm_domestic_own,Bargeldbezug an Bank Cler Bancomaten (EUR),0.0,EUR,per_txn,,,,1,2026-03-01,free