id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
cler:credit_gold:annual_fee,cler:credit_gold,cler,annual_fee,Jahresgebuehr Hauptkarte,200.0,CHF,annual,,,,2,2026-03-01,free
cler:credit_gold:supplementary,cler:credit_gold,cler,supplementary_card,Jahresgebuehr Zusatzkarte,50.0,CHF,annual,,,,2,2026-03-01,free
cler:credit_gold:cash_advance,cler:credit_gold,cler,cash_advance,Bargeldbezug weltweit,4.0,percent,per_txn,,,Mindestens 10 CHF,2,2026-03-01,free
cler:credit_gold:fx_markup,cler:credit_gold,cler,fx_markup,Transaktionen in Fremdwaehrung (Bearbeitungsgebuehr),1.75,percent,per_txn,,,,2,2026-03-01,free
cler:credit_gold:replacement,cler:credit_gold,cler,replacement_card,Ersatzkarte weltweit,0.0,CHF,one_time,,,,2,2026-03-01,free