id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
cler:credit_gold_intl:annual_fee,cler:credit_gold_intl,cler,annual_fee,Jahresgebuehr Hauptkarte,200.0,EUR,annual,,,,3,2026-03-01,free
cler:credit_gold_intl:fx_markup,cler:credit_gold_intl,cler,fx_markup,Transaktionen in Fremdwaehrung (Bearbeitungsgebuehr),1.75,percent,per_txn,,,,3,2026-03-01,free