id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier cler:credit_platinum:annual_fee,cler:credit_platinum,cler,annual_fee,Jahresgebuehr Hauptkarte,550.0,CHF,annual,,,450 EUR bzw. 450 USD fuer die EUR/USD-Variante,3,2026-03-01,free cler:credit_platinum:atm_abroad,cler:credit_platinum,cler,atm_abroad,Bargeldbezug an Geldautomaten Ausland,2.5,percent,per_txn,,,Mindestens 5 CHF / 3.50 EUR/USD,3,2026-03-01,free cler:credit_platinum:fx_markup,cler:credit_platinum,cler,fx_markup,Transaktionen in Fremdwaehrung (Bearbeitungsgebuehr),1.75,percent,per_txn,,,,3,2026-03-01,free cler:credit_platinum:supplementary,cler:credit_platinum,cler,supplementary_card,Jahresgebuehr Zusatzkarte,0.0,CHF,annual,,,Bis zu 4 Zusatzkarten kostenlos (max. 2 Visa Platinum und 2 Mastercard Gold),3,2026-03-01,free