id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
cler:freizuegigkeitskonto:account_mgmt,cler:freizuegigkeitskonto,cler,account_mgmt,Kontofuehrungsgebuehr,0.0,CHF,monthly,,,Seit 2025-03-01 kostenlos (vorher 1-3 CHF/Monat),,2025-03-01,pro