id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
cler:fremdwaehrungskonto:account_mgmt,cler:fremdwaehrungskonto,cler,account_mgmt,Kontofuehrungsgebuehr,1.0,CHF,monthly,,,Gleiche Rabattbedingungen wie Privatkonto CHF,,2025-04-01,free