id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier cler:paket_e_light:base_fee,cler:paket_e_light,cler,base_fee,Paketpreis E-Light,8.0,CHF,monthly,,,Rabatte: 25%/50%/90% gestaffelt nach Konto-/Depotvermoegen (25k/100k/300k) oder Hypothek; minimal 0.80 CHF/Monat,1,2025-07-01,free