id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
cler:prepaid_mc_visa:annual_fee,cler:prepaid_mc_visa,cler,annual_fee,Jahresgebuehr Hauptkarte,50.0,CHF,annual,,,,4,2026-03-01,free
cler:prepaid_mc_visa:replacement,cler:prepaid_mc_visa,cler,replacement_card,Ersatzkarte weltweit,20.0,CHF,one_time,,,,4,2026-03-01,free
cler:prepaid_mc_visa:cash_advance,cler:prepaid_mc_visa,cler,cash_advance,Bargeldbezug weltweit,4.0,percent,per_txn,,,Mindestens 10 CHF/EUR/USD,4,2026-03-01,free
cler:prepaid_mc_visa:fx_markup,cler:prepaid_mc_visa,cler,fx_markup,Transaktionen in Fremdwaehrung (Bearbeitungsgebuehr),1.75,percent,per_txn,,,,4,2026-03-01,free
cler:prepaid_mc_visa:topup,cler:prepaid_mc_visa,cler,topup_fee,Ladegebuehr CHF,1.0,percent,per_txn,,,Mindestens 5 CHF; EUR/USD: pauschal 3 EUR/USD pro Aufladung,4,2026-03-01,free