id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
cler:swiss_bankers_travel:atm_ch,cler:swiss_bankers_travel,cler,atm_domestic_other,Bargeldbezug Schweiz,2.0,percent,per_txn,,,Mindestens 2 CHF/EUR/USD,4,2026-03-01,free
cler:swiss_bankers_travel:atm_abroad,cler:swiss_bankers_travel,cler,atm_abroad,Bargeldbezug Ausland,2.0,percent,per_txn,,,Mindestens 7.50 CHF/EUR/USD,4,2026-03-01,free
cler:swiss_bankers_travel:topup,cler:swiss_bankers_travel,cler,topup_fee,Ladegebuehr,1.5,percent,per_txn,,,Auf Kauf- und Wiederaufladebetrag,4,2026-03-01,free
cler:swiss_bankers_travel:annual_fee,cler:swiss_bankers_travel,cler,annual_fee,Jahresgebuehr,0.0,CHF,annual,,,,4,2026-03-01,free