id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
clientis_oberaargau:baukredit:processing,clientis_oberaargau:baukredit,clientis_oberaargau,service_fee,Bearbeitungsgebuehr Neugeschaeft,250.0,CHF,one_time,,,,2,,pro
clientis_oberaargau:baukredit:commitment_fee,clientis_oberaargau:baukredit,clientis_oberaargau,commitment_fee,Bereitstellungsgebuehr,0.5,percent,per_annum_pct,,,"0.125% p.Q. (0.5% p.a.) vom Limitenbetrag, min CHF 500.",4,2026-01-01,pro