id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier clientis_oberaargau:prepaid_card:annual_fee,clientis_oberaargau:prepaid_card,clientis_oberaargau,annual_fee,PrePaid Jahresgebuehr,50.0,CHF,annual,,all,"CHF 50/Jahr; bis zum 18. Lebensjahr kostenlos, in Ausbildung bis 30 kostenlos.",3,2026-01-01,free clientis_oberaargau:prepaid_card:loading_fee,clientis_oberaargau:prepaid_card,clientis_oberaargau,loading_fee,Ladegebuehr Prepaid,1.0,percent,per_transaction,,all,"1% Ladegebuehr, min CHF 5.",3,2026-01-01,free