id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
clientis_oberaargau:sparkonto:closure,clientis_oberaargau:sparkonto,clientis_oberaargau,account_closing,Saldierung,20.0,CHF,one_time,,,,1,,free
clientis_oberaargau:sparkonto:notice,clientis_oberaargau:sparkonto,clientis_oberaargau,withdrawal_excess_fee,Nichtkuendigungskommission,2.0,percent,per_txn,,,2% >CHF 20k/Mo; 3 Mo Kuendigung,1,,free
clientis_oberaargau:sparkonto:base_fee,clientis_oberaargau:sparkonto,clientis_oberaargau,base_fee,Sparkonto Buchung,1.0,CHF,per_transaction,,all,Grundpreis pro Buchung CHF 1 (Sparkonto). Versand Kontoauszug per Post = Porto.,1,2026-01-01,free