id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
clientis_oberaargau:travel_card:loading_fee,clientis_oberaargau:travel_card,clientis_oberaargau,loading_fee,Travel Card Ladegebuehr,1.5,percent,per_transaction,,all,1.5% vom Ladebetrag.,3,2026-01-01,free