id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
clientis_oberuzwil:visa_kombi:annual_gold,clientis_oberuzwil:visa_kombi,clientis_oberuzwil,annual_fee,Jahresgebuehr Kombi Gold+Gold,230.0,CHF,annual,,,,2,2025-01-01,free
clientis_oberuzwil:visa_kombi:annual_classic,clientis_oberuzwil:visa_kombi,clientis_oberuzwil,annual_fee,Jahresgebuehr Kombi Classic+Silber,120.0,CHF,annual,,,"Je 1 Hauptkarte MasterCard + Visa, gemeinsame Abrechnung.",2,2025-01-01,free