id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier,tier_floor,tier_ceiling,compliance_tier
clientis_toggenburg:privatkonto:transfer_domestic_manual,clientis_toggenburg:privatkonto,clientis_toggenburg,transfer_domestic,Zahlungsauftrag Formular/Liste/Brief,20.0,CHF,per_txn,manual,paper,,1,2026-01-01,free,,,
clientis_toggenburg:privatkonto:transfer_domestic_easy,clientis_toggenburg:privatkonto,clientis_toggenburg,transfer_domestic,e-Banking (inkl. Dauerauftrag),0.0,CHF,per_txn,,ebanking,Auch von Sparkonto ab CHF 2.- pro Zahlung,1,2026-01-01,free,,,