id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier,tier_floor,tier_ceiling,compliance_tier
clientis_toggenburg:sparkonto:transfer_domestic_sk,clientis_toggenburg:sparkonto,clientis_toggenburg,transfer_domestic,Zahlung ab Sparkonto,2.0,CHF,per_txn,,ebanking,,1,2026-01-01,free,,,