id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier dcbank:hypothek:setup,dcbank:hypothek,dcbank,setup_fee,Vertragsabschluss,300.0,CHF,one_time,,,,8,2025-01-01,pro dcbank:hypothek:redemption,dcbank:hypothek,dcbank,early_termination,Abloesung durch ein anderes Finanzinstitut,300.0,CHF,one_time,,,,8,2025-01-01,pro dcbank:hypothek:contract_change,dcbank:hypothek,dcbank,contract_change_fee,"Aenderung Vertragsform (Verlaengerung, Erhoehung, Produktwechsel)",150.0,CHF,one_time,,,,8,2025-01-01,pro