id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
dcbank:vb_smart:min,dcbank:vb_smart,dcbank,depot_fee,Mindestgebuehr Vermoegensberatung Smart,1000.0,CHF,annual,,,,3,2025-01-01,pro
dcbank:vb_smart:depot,dcbank:vb_smart,dcbank,depot_fee,Depotgebuehr Vermoegensberatung Smart,1.0,percent,per_annum_pct,,,Inkl. 100 Auftraege/Jahr; weitere 50% Rabatt auf Effektenhandel-Standardtarif.,3,2025-01-01,pro