id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier dukascopy:pay_virtual_card:monthly_eur,dukascopy:pay_virtual_card,dukascopy,annual_fee,Monthly service fee,9.0,EUR,annual,,,Same as physical card (EUR 0.75 / USD 0.80 / etc). ; (billed monthly at EUR 0.75/month),1,2016-04-19,free dukascopy:pay_virtual_card:fx_markup,dukascopy:pay_virtual_card,dukascopy,fx_markup,FX mark-up fee,2.5,percent,per_txn,,,,1,2016-04-19,free dukascopy:pay_virtual_card:account_closing,dukascopy:pay_virtual_card,dukascopy,account_closing,Account closure fee,2.0,percent,one_time,,,Charged on outstanding balance.,1,2016-04-19,free dukascopy:pay_virtual_card:load_fee,dukascopy:pay_virtual_card,dukascopy,load_fee,Load fee,1.0,percent,per_txn,,,,1,2016-04-19,free dukascopy:pay_virtual_card:activation,dukascopy:pay_virtual_card,dukascopy,account_opening,Activation fee,0.0,EUR,one_time,,,Free for virtual card.,1,2016-04-19,free