id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
dukascopy:private_banking_savings:account_mgmt,dukascopy:private_banking_savings,dukascopy,account_mgmt,Maintenance fee,0.0,CHF,annual,,,No fee per fee schedule,,2026-05-10,free