id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ek_rueggisberg:credit_silber:annual_fee,ek_rueggisberg:credit_silber,ek_rueggisberg,annual_fee,Mastercard Silber/Visa Classic Jahresgebuehr,100.0,CHF,annual,,,CHF 100/Jahr (50% Ermaessigung fuer Jugend-/Privatkonto bis 30. Lebensjahr).,7,2026-01-01,free