id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ek_schaffhausen:cc_gold:annual_fee,ek_schaffhausen:cc_gold,ek_schaffhausen,annual_fee,Visa/Mastercard Gold Jahresgebuehr,200.0,CHF,annual,,,,,2026-06-01,free