id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ek_schaffhausen:sparkonto:account_mgmt,ek_schaffhausen:sparkonto,ek_schaffhausen,account_mgmt,Kontofuehrung Sparkonto,0.0,CHF,monthly,,,Kostenlos.,,2026-06-01,free