id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
eki:credit_gold:annual,eki:credit_gold,eki,annual_fee,Erstkarte Jahresgebuehr Gold,200.0,CHF,annual,,,,7,2026-01-01,free
eki:credit_gold:additional,eki:credit_gold,eki,annual_fee_supplementary,Zusatzkarte Jahresgebuehr Gold,50.0,CHF,annual,,,,7,2026-01-01,free