id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
eki:credit_silber:annual,eki:credit_silber,eki,annual_fee,Erstkarte Jahresgebuehr Silber,100.0,CHF,annual,,,,7,2026-01-01,free
eki:credit_silber:additional,eki:credit_silber,eki,annual_fee_supplementary,Zusatzkarte Jahresgebuehr Silber,25.0,CHF,annual,,,,7,2026-01-01,free
eki:credit_silber:cash_advance,eki:credit_silber,eki,cash_advance,Bargeldbezug Kommission,4.0,percent,per_txn,,,Min CHF 10.,7,2026-01-01,free
eki:credit_silber:fx,eki:credit_silber,eki,fx_markup,Bearbeitungsgebuehr Auslandseinsatz,1.75,percent,per_txn,,,,7,2026-01-01,free