id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
eki:portfolio_rugen:mgmt,eki:portfolio_rugen,eki,mgmt_fee,All-in-Fee Portfolio Rugen,1.2,percent,per_annum_pct,,,,15,2026-01-01,pro