id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
eki:swiss_bankers_life:annual,eki:swiss_bankers_life,eki,annual_fee,Jahresgebuehr Swiss Bankers Life,45.0,CHF,annual,,,,7,2026-01-01,free