id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
fgb:credit_gold:annual,fgb:credit_gold,fgb,annual_fee,Jahresgebuehr Mastercard Gold,200.0,CHF,annual,,,,,2024-01-01,free
fgb:credit_gold:interest_partial,fgb:credit_gold,fgb,interest_late_payment,Kreditzins/Verzugszins Gold,12.0,percent,per_annum_pct,,,,,2024-01-01,free