id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
frkb:clubkonto:account_mgmt,frkb:clubkonto,frkb,account_mgmt,Buchungsspesen,0.0,CHF,monthly,,,,,2026-01-01,free
frkb:clubkonto:closing_fee,frkb:clubkonto,frkb,closing_fee,Abschlussspesen,0.0,CHF,annual,,,,,2026-01-01,free
frkb:clubkonto:transfer_domestic_ebanking,frkb:clubkonto,frkb,transfer_domestic,Zahlungsauftrag e-banking,0.0,CHF,per_txn,,ebanking,,,2026-01-01,free
frkb:clubkonto:dauerauftrag_neu,frkb:clubkonto,frkb,standing_order_setup,"Dauerauftrag Neu, Aenderung, Annullierung",0.0,CHF,per_txn,,ebanking,,,2026-01-01,free
frkb:clubkonto:dauerauftrag_exec,frkb:clubkonto,frkb,standing_order_exec,Dauerauftrag Ausfuehrung,0.0,CHF,per_txn,,ebanking,,,2026-01-01,free