id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
frkb:credit_silber:annual_fee,frkb:credit_silber,frkb,annual_fee,Jahresgebuehr Hauptkarte,100.0,CHF,annual,,,1/2 Preis fuer Jugendlohnkonto (ab 18 Jahren) und Bildungskonto,,2026-01-01,free
frkb:credit_silber:additional_card,frkb:credit_silber,frkb,additional_card,Zusatzkarte,25.0,CHF,annual,,,,,2026-01-01,free
frkb:credit_silber:replacement,frkb:credit_silber,frkb,card_replacement,Ersatzkarte,20.0,CHF,one_time,,,,,2026-01-01,free
frkb:credit_silber:card_block,frkb:credit_silber,frkb,card_block,Sperrung,0.0,CHF,one_time,,,,,2026-01-01,free