id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier frkb:debit_mastercard:annual_fee,frkb:debit_mastercard,frkb,annual_fee,Jahresgebuehr,40.0,CHF,annual,,,"Kostenlos fuer Juniorkonto, Jugendlohnkonto und Bildungskonto",,2026-01-01,free frkb:debit_mastercard:replacement,frkb:debit_mastercard,frkb,card_replacement,Ersatzkarte,20.0,CHF,one_time,,,,,2026-01-01,free frkb:debit_mastercard:atm_abroad,frkb:debit_mastercard,frkb,atm_abroad,Bancomaten im Ausland (inkl. FL),5.0,CHF,per_txn,,,CHF 5.- inkl. FL,,2026-01-01,free frkb:debit_mastercard:fx_markup,frkb:debit_mastercard,frkb,fx_markup,Einkauf im Ausland (inkl. FL),1.5,percent,per_txn,,,CHF 1.50 inkl. FL,,2026-01-01,free frkb:debit_mastercard:pin_replacement,frkb:debit_mastercard,frkb,pin_replacement,Ersatz des PIN-Codes,0.0,CHF,one_time,,,,,2026-01-01,free frkb:debit_mastercard:card_block,frkb:debit_mastercard,frkb,card_block,Kartensperrung,0.0,CHF,one_time,,,,,2026-01-01,free frkb:debit_mastercard:pos_domestic,frkb:debit_mastercard,frkb,pos_domestic,Bezahlen in der Schweiz,0.0,CHF,per_txn,,,,,2026-01-01,free frkb:debit_mastercard:atm_domestic,frkb:debit_mastercard,frkb,atm_domestic_own,Bancomaten in der Schweiz,0.0,CHF,per_txn,,,,,2026-01-01,free