id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
frkb:nachttresor:annual_fee_non_client,frkb:nachttresor,frkb,annual_fee,Nachttresor Nichtkunden,500.0,CHF,annual,,,Fuer Nichtkunden,,2026-01-01,free
frkb:nachttresor:annual_fee,frkb:nachttresor,frkb,annual_fee,Nachttresor FKB-Kunden,200.0,CHF,annual,,,,,2026-01-01,free