id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
frkb:sesam_karte:card_block,frkb:sesam_karte,frkb,card_block,Kartensperrung,20.0,CHF,one_time,,,,,2026-01-01,free
frkb:sesam_karte:replacement,frkb:sesam_karte,frkb,card_replacement,Ersatzkarte,10.0,CHF,one_time,,,Kostenlos wenn Karte aelter als 3 Jahre,,2026-01-01,free
frkb:sesam_karte:pin_replacement,frkb:sesam_karte,frkb,pin_replacement,Ersatz des PIN-Codes,10.0,CHF,one_time,,,,,2026-01-01,free
frkb:sesam_karte:annual_fee,frkb:sesam_karte,frkb,annual_fee,Jahresgebuehr,0.0,CHF,annual,,,,,2026-01-01,free
frkb:sesam_karte:atm_own,frkb:sesam_karte,frkb,atm_domestic_own,Bargeldbezug an FKB Bancomaten,0.0,CHF,per_txn,,,,,2026-01-01,free