id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
gekb:carte_versement_entreprises:annual_fee,gekb:carte_versement_entreprises,gekb,annual_fee,Cotisation annuelle,20.0,CHF,annual,,,,24,2026-01-01,free