id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
gekb:compte_courant:account_mgmt,gekb:compte_courant,gekb,account_mgmt,Forfait de tenue de compte,24.0,CHF,quarterly,,,Ouverture de compte gratuite,21,2026-01-01,free