id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier gekb:credit_argent:annual_fee,gekb:credit_argent,gekb,annual_fee,Cotisation annuelle carte principale,100.0,CHF,annual,,,Gratuite jusqu'a 25 ans revolus,26,2026-01-01,free gekb:credit_argent:annual_fee_extra,gekb:credit_argent,gekb,annual_fee,Cotisation annuelle carte supplementaire,25.0,CHF,annual,,,,26,2026-01-01,free gekb:credit_argent:replacement,gekb:credit_argent,gekb,card_replacement,Carte de remplacement dans le monde entier,20.0,CHF,one_time,,,,26,2026-01-01,free gekb:credit_argent:late_payment,gekb:credit_argent,gekb,late_payment_fee,Frais retard de paiement,20.0,CHF,per_txn,,,,27,2026-01-01,free gekb:credit_argent:cash_advance,gekb:credit_argent,gekb,cash_advance,Retrait especes bancomats Suisse,4.0,percent,per_txn,,,"4% du montant, min CHF 10",27,2026-01-01,free gekb:credit_argent:cash_advance_abroad,gekb:credit_argent,gekb,cash_advance,Retrait especes bancomats etranger,4.0,percent,per_txn,,,"4% du montant, min CHF 10",27,2026-01-01,free gekb:credit_argent:paper_bill,gekb:credit_argent,gekb,paper_bill,Facture papier,2.0,CHF,per_txn,,,Gratuite avec l'application one,27,2026-01-01,free gekb:credit_argent:fx_markup,gekb:credit_argent,gekb,fx_markup,Transactions en monnaie etrangere,1.75,percent,per_txn,,,Cours devises a la vente + frais de traitement de 1.75% du montant,26,2026-01-01,free