id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
gekb:credit_or:annual_fee,gekb:credit_or,gekb,annual_fee,Cotisation annuelle carte principale,200.0,CHF,annual,,,,26,2026-01-01,free
gekb:credit_or:annual_fee_extra,gekb:credit_or,gekb,annual_fee,Cotisation annuelle carte supplementaire,50.0,CHF,annual,,,EUR/USD 100,26,2026-01-01,free
gekb:credit_or:late_payment,gekb:credit_or,gekb,late_payment_fee,Frais retard de paiement,20.0,CHF,per_txn,,,EUR/USD 15/facture,27,2026-01-01,free
gekb:credit_or:cash_advance,gekb:credit_or,gekb,cash_advance,Retrait especes bancomats,4.0,percent,per_txn,,,"4% du montant, min CHF/EUR/USD 10",27,2026-01-01,free
gekb:credit_or:fx_markup,gekb:credit_or,gekb,fx_markup,Transactions en monnaie etrangere,1.75,percent,per_txn,,,Cours devises a la vente + frais de traitement de 1.75% du montant,26,2026-01-01,free
gekb:credit_or:replacement,gekb:credit_or,gekb,card_replacement,Carte de remplacement dans le monde entier,0.0,CHF,one_time,,,,26,2026-01-01,free