id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier gekb:debit_mc:annual_fee,gekb:debit_mc,gekb,annual_fee,Cotisation annuelle,50.0,CHF,annual,,,Gratuit(e) jusqu'a 25 ans revolus,24,2026-01-01,free gekb:debit_mc:card_block,gekb:debit_mc,gekb,card_block,Blocage definitif de la carte,30.0,CHF,one_time,,,,24,2026-01-01,free gekb:debit_mc:replacement,gekb:debit_mc,gekb,card_replacement,Carte de remplacement,20.0,CHF,one_time,,,,24,2026-01-01,free gekb:debit_mc:pin_replacement,gekb:debit_mc,gekb,pin_replacement,Renouvellement code NIP,10.0,CHF,one_time,,,,24,2026-01-01,free gekb:debit_mc:atm_abroad,gekb:debit_mc,gekb,atm_abroad,Retrait bancomats a l'etranger,5.0,CHF,per_txn,,,,24,2026-01-01,free gekb:debit_mc:atm_other,gekb:debit_mc,gekb,atm_domestic_other,Retrait bancomats autres banques en Suisse CHF,2.0,CHF,per_txn,,,,24,2026-01-01,free gekb:debit_mc:fx_markup,gekb:debit_mc,gekb,fx_markup,Paiement a l'etranger,1.25,percent,per_txn,,,"Min CHF 1 (jusqu'a 25 ans revolus: 0.75%, min CHF 0.50)",24,2026-01-01,free gekb:debit_mc:atm_own,gekb:debit_mc,gekb,atm_domestic_own,Retrait bancomats BCGE et reseau des banques cantonales,0.0,CHF,per_txn,,,CHF et EUR gratuit,24,2026-01-01,free