id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
gekb:epargne3:succession,gekb:epargne3,gekb,succession_fee,Traitement en cas de succession (y compris cloture),120.0,CHF,one_time,,,,14,2026-01-01,pro
gekb:epargne3:early_withdrawal,gekb:epargne3,gekb,early_withdrawal,Retrait accession propriete / remboursement hypothecaire,50.0,CHF,one_time,,,,14,2026-01-01,pro
gekb:epargne3:excess_payment,gekb:epargne3,gekb,excess_payment_fee,Montants verses en trop / erreur,20.0,CHF,per_txn,,,Frais de traitement,14,2026-01-01,pro
gekb:epargne3:account_mgmt,gekb:epargne3,gekb,account_mgmt,Forfait de tenue de compte,0.0,CHF,annual,,,,13,2026-01-01,pro
gekb:epargne3:account_closing,gekb:epargne3,gekb,account_closing,Frais de cloture,0.0,CHF,one_time,,,"Gratuit a l'age legal de la retraite, sinon CHF 120. Si capital investi dans fonds Synchrony LPP Funds: CHF 60",14,2026-01-01,pro