id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
gekb:epargne_classic:payment_surcharge,gekb:epargne_classic,gekb,payment_surcharge,Majoration operations de paiement,5.0,CHF,per_txn,,,Depuis un compte d'epargne et/ou compte courant de gestion,7,2026-01-01,free
gekb:epargne_classic:account_mgmt,gekb:epargne_classic,gekb,account_mgmt,Forfait de tenue de compte,0.0,CHF,annual,,,,7,2026-01-01,free