id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
gekb:libre_passage:early_withdrawal,gekb:libre_passage,gekb,early_withdrawal,Retrait accession propriete / remboursement hypothecaire,500.0,CHF,one_time,,,,15,2026-01-01,pro
gekb:libre_passage:succession,gekb:libre_passage,gekb,succession_fee,Traitement en cas de succession (y compris cloture),120.0,CHF,one_time,,,,15,2026-01-01,pro
gekb:libre_passage:account_mgmt,gekb:libre_passage,gekb,account_mgmt,Forfait tenue compte/commission d'administration de depot,0.0,CHF,annual,,,,15,2026-01-01,pro
gekb:libre_passage:account_closing,gekb:libre_passage,gekb,account_closing,Frais de cloture,0.0,CHF,one_time,,,"Gratuit si age legal retraite, sinon CHF 120. Si capital investi dans fonds Synchrony LPP Funds: CHF 60",15,2026-01-01,pro